Access $5K–$5M in business funding with no hard credit pulls, flexible terms, and a dedicated advisor. Backed by decades of institutional expertise.
From working capital to payment processing, we provide the tools your business needs to scale — faster, smarter, and on your terms.
Fixed-rate business loans from $5K to $5M with predictable monthly payments and flexible terms up to 5 years.
Learn MoreFlexible funding tied to your revenue. Pay back more when business booms, less when it slows. No fixed payments.
Learn MoreAccept payments everywhere — in-store, online, and mobile. Competitive rates with next-day deposits.
Learn MoreModern point-of-sale systems that integrate payments, inventory, and analytics in one sleek terminal.
Learn MoreGet the equipment your business needs now and pay over time. Up to 100% financing with low rates.
Learn MoreGovernment-backed loans with some of the lowest rates available. We guide you through every step of the process.
Learn MoreOur streamlined process gets capital into your hands faster than traditional banks — often within 24 hours.
Complete our simple 5-minute application. No paperwork, no hard credit pulls.
Our advisors review your profile and match you with the best financing options.
Compare multiple offers side-by-side. No obligation, no pressure. You choose.
Accept your offer and receive funds as fast as the same business day.
See why thousands of businesses choose GrowBanq over their local bank.
| Feature | GrowBanq | Traditional Banks |
|---|---|---|
| Application Time | 5 Minutes | Days to Weeks |
| Approval Rate | 93% | ~30% |
| Time to Funding | Same Day | 30-90 Days |
| Credit Requirements | 500+ Score | 700+ Score |
| Hard Credit Pull | No | Yes |
| Dedicated Advisor | Yes — U.S. Based | Varies |
| Collateral Required | Often Not | Usually Yes |
| Revenue Minimum | $10K/month | Varies / High |
Switch your payment processing to GrowBanq Payments and unlock access to our zero-interest business loan program. It's that simple.
Hear from real business owners who used GrowBanq to take their company to the next level.
"GrowBanq funded us in under 24 hours when our bank said it would take months. That speed literally saved our busiest season. The process was unbelievably smooth."
"Switching to GrowBanq Payments was the best move we made. Lower processing fees AND we qualified for their zero-interest loan program. It's a no-brainer."
"Our advisor walked us through every option and never pressured us. We ended up with a line of credit that perfectly matched our cash flow cycles. Truly outstanding service."
Quick answers to the questions we hear most. Need more detail? Visit our full FAQ page.
No. Our initial application uses a soft credit inquiry, which does not impact your credit score. A hard pull only occurs if you choose to accept a specific offer.
Many of our clients receive funding within 24 hours of approval. In some cases, same-day funding is available depending on the product and your bank's processing times.
Generally, we look for at least 6 months in business, $10,000+ in monthly revenue, and a personal credit score of 500 or above. We evaluate the full picture, not just one metric.
When you process your credit card transactions through GrowBanq Payments, you become eligible for our zero-interest loan program. The savings from competitive processing rates help offset financing costs.
For most products, you'll need 3-6 months of business bank statements, a valid ID, and basic business information. No tax returns needed for most applications under $250K.