About Us

Built to Help Businesses Grow

GrowBanq was founded on a simple belief: every business deserves access to fast, fair financing — without the red tape of traditional banking.

Our Story

GrowBanq was born from the frustration that too many good businesses are held back by slow, outdated lending processes. Traditional banks take weeks — sometimes months — to make decisions, require mountains of paperwork, and reject businesses that are clearly creditworthy.

We built GrowBanq to fix that. Backed by decades of financial expertise from our parent company UCNE, a leading credit union in Brazil, we combine institutional-grade risk management with modern fintech speed and simplicity.

The result? A platform where businesses can apply in minutes, get matched with the right product, and receive funding as fast as the same day. No hard credit pulls, no hidden fees, no runaround.

Today, GrowBanq has deployed over $500 million in capital to more than 10,000 businesses across the United States — from local restaurants to fast-growing e-commerce brands. And we're just getting started.

$500M+
Capital Deployed to U.S. Businesses
10,000+
Businesses Funded and Growing
24hrs
Average Time to Funding
93%
Application Approval Rate

Backed by UCNE

GrowBanq is a subsidiary of UCNE, a leading credit union based in Brazil with decades of experience in consumer and commercial financial services. UCNE's institutional expertise, regulatory discipline, and deep capital reserves provide the foundation that makes GrowBanq possible.

This partnership means our clients benefit from the agility and innovation of a modern fintech platform, backed by the stability and trustworthiness of an established financial institution. It's the best of both worlds.

Visit UCNE
UCNE
Leading Credit Union · Brazil
Decades of Financial Excellence

What Drives Us

Every decision we make is guided by these core principles.

Speed

Businesses can't afford to wait. We've engineered every part of our process for speed — from application to funding.

Transparency

No hidden fees, no surprise terms, no fine print designed to confuse. You'll always know exactly what you're getting.

Partnership

We succeed when our clients succeed. Every advisor is measured by client outcomes, not just closed deals.

Trust

Backed by UCNE's decades of institutional credibility. Your data, your money, and your business are in safe hands.

Innovation

We use technology to make financing smarter, faster, and more accessible — constantly improving our platform and products.

Inclusion

Every business deserves a fair shot at capital. We evaluate the full picture — not just a credit score.

Meet the Team

Experienced financial professionals dedicated to helping your business grow.

RC

Ricardo Costa

Chief Executive Officer
SN

Sarah Nguyen

Chief Financial Officer
MJ

Marcus Johnson

VP, Business Lending
LP

Laura Pereira

VP, Payment Solutions

Ready to Partner With Us?

Whether you need capital, payment processing, or both — we're here to help your business reach its potential.

Get Started Today